a. Malaysian nationality
b. Age Requirement: 21 years or older
c. Celcom Customer (Prepaid and Postpaid of a selected user base)
d. Boost Customers
e. Credit eligibility score: Customers will be scored based on Boost Credit's algorithm and scoring criteria to determine their eligibility and applicable limits for Boost PayFlex, if any. These identified customers will be eligible for the Boost Beyond Card. CCRIS scoring will be conducted on Celcom customers as additional input on their credibility.